You might want to ask that how does a car shopper know if there is volume bonus on certain car since mostly no website would advertise those hidden incentive. Some car dealers might disclose it to car shoppers during the negotiation when they are walk in store, sometimes it could be guessed by the quote or email sent from car dealers. The best way to know it is share and discuss with other car shoppers here because car dealers mostly would give you part of the information as they claim they are never lying. Once there are many car shoppers share the information here, the full picture might be able to be assemblied and we would also try to get information for our members.
Volume bonus usually get calculated at end of a month, or more precisely, the first monday after the end of the month. For certain date it might get extended but thats the generall corect. Therefore, the best time to shop for a car is at end of the month. How to get a car in 30 days gives you a good example on what you need to do at certain points. Closing deals at start of the month is what car shoppers might want to avoid as even though there is room, it is hard to negotiate the price.
Another part of the discount for auto purchase is the incentive being given out directly from auto makers that is based on the car being sold, not the quantity. The form of this incentive could be to dealer, and/or to customer. Car manufacturer normally give out the max incentive when it is the end of the model year and end of the model generation. It usually happens in summer as new cars are coming out at between September and November. However, since the longer you wait, the cheaper the car price is, you could wait until even the next model year comes out. Make sure you are monitoring the car inventory as the later you purchase the car, the less choices you might have. For example, my friend got an 06 Mazda in Feburary 2007, and there are still plenty choices. However, another friend of mine bought a Honda in July 2006, while there were only 1 left after his purchase. Therefore, in order to recieve the best discount from auto makers, you should wait as long as possbile. In other words, you are competing with leftovers that the more inventories there are, the better discount you expect to get from manufacturer.
Discounts for car price are from both car dealers and auto makers. There is no certain date or time frame that you could get the best deal. Dealer discount and incentive from manufacturer could increase and decrease at the same time, but they are not required to be the same. In order to get the best discount for the car, you need to spend time to track inventories, dealer discounts and incentives/rebates in order to get the best car prices. The best time to get the best car deal is at the point that the max discount were given for both car dealers and car manufacturers. We are here to help to get a good deal, and we would like you to join us as well.

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You are safe with your plan except for the following:
1. As the anonymous poster noted, if you are even 1 day late with a minimum payment, the introductory rate of 0% changes to whatever their standard rate is. (Read that print.)
If you goof up once, and aren't too late (a few days minimum) a humble apologetic phone call might get you out of it. (I did this and was lucky.) They do keep track, so you probably will only get one 'mulligan'.
2. Do not confuse things and make any other purchases with this card while paying off the loan. The introductory rate usually only applies to the initial balance transfer, and payments toward future purchases will have to be completely covered every month or you will pay interest on those.
I don't think it's a trap if you are diligent in keeping track of what you are doing. The credit card companies are betting that many people won't, and that's what makes profitable for them.
Can you pay a student loan with a credit card.

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If you are in credit card debt and suffering from high monthly interest charges, zero interest credit cards are an easily accessible solution. Many credit card providers offer 0 balance transfer credit cards to encourage people to transfer their credit card balances. This is a popular and successful marketing technique which you can take advantage of. These credit cards offer an interest free period of usually between three to fifteen months. However, once this period is over you will have to pay normal interest charges. Thus, for the cost of the interest free period, these lenders have purchased a customer. That is, if you play the game their way. You do not, however, have to do this.

There is nothing to stop you playing the credit card transfer game your own way. The goal of your credit card provider is to profit from your indebtedness. Your goal is to keep as much of your own money as possible and if you're smart, to become debt free and financially strong. You can use 0 balance transfer credit cards to do just that.

The first step to freedom from high credit card costs is to find an interest free offer for credit card balance transfers. Choose a credit card with the lowest balance transfer fees and the longest interest free period. Twelve months or more is best. As you near the end of this twelve month period, start to compare other 0 balance transfer credit cards with low upfront costs and decent introductory periods. Once you decide on the best offer, apply to transfer the balance of your current card to the new one. In this way, you will be able to continue to benefit from a zero interest rate.

This simple idea can save you thousands of dollars in interest charges. However, even though the idea is simple it can be difficult to wade through all the offers in the marketplace and go through the application processes. The easiest and quickest way to implement this financial strategy is to take advantage of an established online credit card transfer service. A professional service such as this will already have done the initial research and selection for you so that you only have to consider a smaller range of the best 0 balance transfer credit cards. These services will also generally provide an online application process to make things even easier.

However, the best of these professional sites will also offer a reminder service so that you don't forget that your interest free period is coming to an end. An alert will be sent to give you enough time to transfer your balance to another zero interest card. This service will support your decision to continue to move your balance to a new credit card so that you never have to pay interest. There is no doubt that the busyness of life can easily get in the way, causing us to forget our good intentions. A reminder service can give you a prod to act quickly in your own best financial self interest.

Introductory, interest free credit cards offer a user friendly way out of the credit card trap. As long as you remember to transfer your balance to another of the many available 0 balance transfer credit cards before the introductory period expires, you will be able to gain your financial equilibrium easily.

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