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For many people, the idea of taking out a personal loan is the absolute last resort in finance - reserved for a collapsed roof or a medical emergency.
At the opposite end of the scale, there's no shortage of people who would happily take out a personal loan to fund the purchase of a large mixed kebab and a night out!
We all know which of these makes more financial sense, but the optimum balance between finances and quality of life probably lies somewhere in between.
With stress levels at an all-time high in our society, taking out a personal loan for a trip of a lifetime might not be the act of pure indulgence it seems. The psychological benefits of escaping the stresses of everyday life and taking a holiday you will remember forever can far outweigh the inconvenience of the repayments.

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